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Omnichannel Social Commerce & Universal Rewards

Spend. Share.
Earn Real Cash.

The closed-loop consumer digital wallet where every dollar is real fiat. Get instant cash back at local shops and passive income whenever friends buy.

Open Consumer VaultScan In-Store QR
Live Financial Mechanics

The Transparent 10% Split Model

Every transaction splits automatically through the Mii Bank escrow ledger.

Test Purchase Size:$100.00 CAD
$20 (Coffee/Vape)$500 (Retail)$2,000 (Sectional Furniture)
Merchant Net (90%)$90.00Direct to store bank
Buyer Cash (5%)$5.00Instant in digital wallet
Promoter (2.5%)$2.50Passive WhatsApp cut
Mii Bank (2.5%)$2.50Automated platform profit
The Tri-Party Ecosystem

Why Every Stakeholder Wins

Everyday Shopper

  • 5% instant real cash back on every in-store or online purchase.
  • Universal balance spendable across all network stores.
  • Withdraw directly to your bank account via Interac e-Transfer.

Social Promoter

  • Earn 2.5% whenever a friend buys through your WhatsApp link.
  • Zero inventory, zero shipping, zero customer support hassle.
  • 1-Tap sharing for high-ticket sectionals ($37.50 payout).

Retail Merchant

  • 100% pay-on-performance. Zero upfront fees or ad spend risk.
  • Turn every customer into an active word-of-mouth promoter.
  • Free acrylic counter QR stand + POS cashier verification.

Consumer Wallet

View balances & cashout

In-Store QR Scanner

Pay & claim cashback

Refer & Earn

WhatsApp viral links

Merchant POS

Terminal & QR printer